Colorado Housing and Finance Authority (CHFA) Resources

CHFA works throughout Colorado to increase the availability of affordable, decent, and accessible housing for lower-income Coloradans, and to strengthen the state’s economy by providing financial assistance to businesses. Participating lenders and community partners help CHFA deploy their resources statewide. Together with their partners, CHFA has invested more than $12.2 billion in Colorado’s economy. CHFA’s work revitalizes neighborhoods and creates jobs. They believe everyone in Colorado should have the opportunity for housing stability and economic prosperity.

Colorado Affordable Housing Preservation Fund

The CHFA CAHP program provides reliable acquisition financing to help developers move quickly to compete with market buyers. This second mortgage product provides a more flexible structure and pairs with first mortgages from CHFA or other lenders to leverage maximum funding opportunities. This product can also be used as a first mortgage.

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Colorado Housing Loan Programs

The CHFA Small-scale Housing Permanent Loan program provides up to $2.5 million of uninsured permanent financing for four- to 19-unit multifamily rental properties.

The CHFA Midsize Loan Program provides between $1 million and $7.5 million for midsized projects.

The CHFA Large Loan Program provides $7.5 million or higher for larger 4 percent Housing Credit properties using Private Activity Bonds (PAB), structured with CHFA as the senior lender (CAPABLE) or with a construction lender bank partner (PAIRABLE).

Housing Opportunity Fund

CHFA HOF provides up to $1 million in flexible gap financing, which can be paired with any of CHFA’s senior debt programs as secondary financing, used as a first mortgage loan, or as an interest rate subsidy. CHFA’s internal resources allow us to offer this flexibility to help you get your deal done efficiently and affordably.

CHFA Housing Opportunity Fund

Capital Magnet Fund

The CHFA CMF provides up to $750,000 of flexible gap financing for the preservation or construction of 4% or 9% LIHTC projects located in eligible areas and serving incomes at or below 50% of Area Median Income.

CHFA’s Capital Magnet Fund

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